He wrote these estimates for twenty years. Now he writes yours.

A hail claim is a weather event, not an at-fault claim, so carriers generally rate it differently from something you caused. Rates in Colorado move with the whole region after big storms whether or not you file. Dan will tell you what he's seen on similar policies before you decide.

Most Colorado policies give you one to two years from the date of loss, which is why an older storm can still be claimable. The hail record is the fastest way to figure out which date of loss actually applies to your roof.

It happens, and it's usually a scope disagreement rather than a flat no. Dan meets the adjuster on the roof with the test squares already chalked, and supplements the claim with photos and measurements when the first estimate misses work the code requires.

On a covered claim, your deductible is your cost — plus any upgrades you choose, like an impact-rated shingle or a fortified-spec underlayment. It's written into the contract before work starts, never discovered afterward.

The crews are long-standing installation partners Dan has worked with for years, all covered under Pinnacol workers comp, and he's on site while they work. Your inspection, scope, adjuster meeting, and final walkthrough are always him.